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Micro Loans
Working capital for market traders, artisans, food processors and individuals — with flexible documentation and practical assessment.
- Loans from as low as ₦100,000
- Weekly or monthly repayment
- Decision in days, not months
Products & Services
Financial Solutions for Every Stage of Growth
Whether you need capital, savings discipline, or an investment partnership — our products are structured around the way African businesses actually work.
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SME Loans
Established facilities that fund inventory expansion, equipment purchases, working capital and market opportunities.
- Facilities up to ₦100M
- Tenors up to 24 months
- Cash-flow based structuring
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Target Thrift
Disciplined savings with clear targets — for families saving toward rent, school fees, equipment or business capital.
- Fixed-term savings goals
- Documented contribution plans
- Agent network support
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Food Thrift
Regular contributions toward household food provision and food business inventory, with simple record keeping.
- Weekly or monthly contributions
- Household & business use
- Transparent records
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Debentures & Investments
Support real businesses and earn returns through our documented debenture instruments and investor programmes.
- Structured return options
- Documented agreements
- Reporting and accountability
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Partnerships
Cooperative and agent partnerships that widen the reach of capital and market access in communities.
- Agent and cooperative networks
- Community programmes
- Joint market initiatives
Not Sure Which Product Fits?
Speak with our team — we will recommend the right product based on your business, goals and cash flow.