Rate Guide
Transparent Pricing, Published Openly
Our interest rates scale with facility size. There are no hidden fees and no surprises — what you see is what you agree to.
| Loan Amount | Annual Rate | Monthly Rate |
|---|---|---|
| Less than ₦1M | 12% | 1.00% |
| ₦1M – ₦1.99M | 15% | 1.25% |
| ₦2M – ₦4.99M | 18% | 1.50% |
| ₦5M – ₦9.99M | 21% | 1.75% |
| ₦10M – ₦49.99M | 24% | 2.00% |
| ₦50M – ₦99.9M | 27% | 2.25% |
| ₦100M and above | 30% | 2.50% |
How Assessment Works
Your final rate depends on the facility size, tenor, security available and your repayment capacity as assessed by our team.
Everything In Writing
Your offer letter states the amount, rate, tenor and repayment schedule clearly before you sign anything.
No Hidden Charges
We do not layer undisclosed fees. Any processing charges are disclosed at application and confirmed in your agreement.
Rates are indicative and subject to individual assessment. See our Loan Terms for full conditions.
Know Your Rate Before You Apply
Tell us the amount you need and we will confirm the applicable rate and structure for you.